# Credit agreements: residential immovable property

European Parliament procedure 2011/0062(COD) (COD - Ordinary legislative procedure (ex-codecision procedure), 7th term, committee ECON / IMCO / JURI). Stage: Procedure completed. 860 committee amendments tabled by 46 Members between 2011-09-14 and 2011-10-27.

## What the amendments focus on

This dossier concerns a proposed directive on credit agreements relating to residential immovable property. The amendments revise recitals on the financial crisis, irresponsible lending and borrowing, and foreign-currency loans, and address the scope of the harmonised Union framework, consumer protection, credit intermediaries, cross-selling, tying and bundling, the calculation of the annual percentage rate of charge, and conflicts of interest in the remuneration of creditors' and credit intermediaries' staff.

## Most active Members on this file

| Member | Country | Group | Amendments | Markdown |
|---|---|---|---|---|
| Vicky FORD | United Kingdom | ECR | 132 | https://amendeu.com/md/meps/96949.md |
| Philippe DE BACKER | Belgium | ALDE | 100 | https://amendeu.com/md/meps/109337.md |
| Liem HOANG NGOC | France | S&D | 47 | https://amendeu.com/md/meps/96950.md |
| Sven GIEGOLD | Germany | Verts/ALE | 44 | https://amendeu.com/md/meps/96730.md |
| Alfredo PALLONE | Italy | PPE | 43 | https://amendeu.com/md/meps/97197.md |
| Antolín SÁNCHEZ PRESEDO | Spain | S&D | 33 | https://amendeu.com/md/meps/28295.md |
| Andreas SCHWAB | Germany | PPE | 28 | https://amendeu.com/md/meps/28223.md |
| Sari ESSAYAH | Finland | PPE | 28 | https://amendeu.com/md/meps/96682.md |
| Sirpa PIETIKÄINEN | Finland | PPE | 27 | https://amendeu.com/md/meps/40599.md |
| Carl HAGLUND | Finland | ALDE | 25 | https://amendeu.com/md/meps/96683.md |
| Eija-Riitta KORHOLA | Finland | PPE | 25 | https://amendeu.com/md/meps/4260.md |
| Mitro REPO | Finland | S&D | 25 | https://amendeu.com/md/meps/96686.md |
| Burkhard BALZ | Germany | PPE | 24 | https://amendeu.com/md/meps/96997.md |
| Markus FERBER | Germany | PPE | 23 | https://amendeu.com/md/meps/1917.md |
| Ashley FOX | United Kingdom | ECR | 21 | https://amendeu.com/md/meps/96957.md |

## Official source documents

- PE472.204: http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-472.204+02+DOC+PDF+V0//EN&language=EN
- PE473.729: http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-473.729+02+DOC+PDF+V0//EN&language=EN
- PE473.804: http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-473.804+02+DOC+PDF+V0//EN&language=EN
- PE475.786: http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-475.786+01+DOC+PDF+V0//EN&language=EN

Full amendment texts, votes and exports: https://amendeu.com/dossiers/2011-0062-COD · machine-readable: https://amendeu.com/data/dossiers/2011-0062-COD.json

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Data refreshed: 2026-07-27. Human-readable version: https://amendeu.com/dossiers/2011-0062-COD
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