# Consumer credits

European Parliament procedure 2021/0171(COD) (COD - Ordinary legislative procedure (ex-codecision procedure), 9th term, committee ECON / IMCO). Stage: Procedure completed. 1,340 committee amendments tabled by 59 Members between 2022-02-28 and 2022-07-12.

## What the amendments focus on

The dossier concerns consumer credits. Amendments would require Member States to prohibit the sale of credit to consumers without their prior request and explicit agreement, with carve-outs for point-of-sale and crowdfunding credit agreements, and they rework the creditworthiness assessment of the consumer, including the information used, verification, documentation duties, and the conditions under which credit may be made available.

## Most active Members on this file

| Member | Country | Group | Amendments | Markdown |
|---|---|---|---|---|
| Kateřina KONEČNÁ | Czechia | NI | 231 | https://amendeu.com/md/meps/23699.md |
| Eugen JURZYCA | Slovakia | ECR | 184 | https://amendeu.com/md/meps/197767.md |
| Tomislav SOKOL | Croatia | PPE | 150 | https://amendeu.com/md/meps/197417.md |
| Romana TOMC | Slovenia | PPE | 150 | https://amendeu.com/md/meps/125104.md |
| Maria-Manuel LEITÃO-MARQUES | Portugal | S&D | 133 | https://amendeu.com/md/meps/197635.md |
| René REPASI | Germany | S&D | 133 | https://amendeu.com/md/meps/229839.md |
| Christel SCHALDEMOSE | Denmark | S&D | 126 | https://amendeu.com/md/meps/37312.md |
| Maria GRAPINI | Romania | S&D | 120 | https://amendeu.com/md/meps/124785.md |
| Marc ANGEL | Luxembourg | S&D | 120 | https://amendeu.com/md/meps/202073.md |
| Marc TARABELLA | Belgium | NI | 119 | https://amendeu.com/md/meps/29579.md |
| Stéphanie YON-COURTIN | France | RE | 113 | https://amendeu.com/md/meps/197581.md |
| Adriana MALDONADO LÓPEZ | Spain | S&D | 103 | https://amendeu.com/md/meps/197735.md |
| Andrus ANSIP | Estonia | RE | 85 | https://amendeu.com/md/meps/124696.md |
| Sandro GOZI | France | RE | 85 | https://amendeu.com/md/meps/204419.md |
| Morten LØKKEGAARD | Denmark | RE | 85 | https://amendeu.com/md/meps/96709.md |

## Official source documents

- PE719.796: https://www.europarl.europa.eu/doceo/document/ECON-AM-719796_EN.pdf
- PE719.856: https://www.europarl.europa.eu/doceo/document/ECON-AM-719856_EN.pdf
- PE719.857: https://www.europarl.europa.eu/doceo/document/IMCO-AM-719857_EN.pdf
- PE729.905: https://www.europarl.europa.eu/doceo/document/IMCO-AM-729905_EN.pdf
- PE729.906: https://www.europarl.europa.eu/doceo/document/IMCO-AM-729906_EN.pdf
- PE732.820: https://www.europarl.europa.eu/doceo/document/IMCO-AM-732820_EN.pdf

Full amendment texts, votes and exports: https://amendeu.com/dossiers/2021-0171-COD · machine-readable: https://amendeu.com/data/dossiers/2021-0171-COD.json

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Data refreshed: 2026-07-27. Human-readable version: https://amendeu.com/dossiers/2021-0171-COD
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