Instant payments in euro
This regulation introduces requirements for instant credit transfers in euro, amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directive 98/26/EC. The amendments debate obliging payment service providers to offer sending and receiving of instant credit transfers, the interfaces and online channels used and round-the-clock availability, the position of payment and electronic money institutions, charges relative to other transfers, fraud prevention, maximum-amount settings and verification of the payee's account identifier.
Procedure timeline
- Committee amendments tabled21 Apr 2023
- Plenary vote — Adopted7 Feb 2024 · On the provisional agreement negotiated with the Council (the trilogue deal) · amendment 2
- Procedure completed
Plenary votes
1 roll-call votesIn plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →
- 7 Feb 2024Main voteAdoptedOn the provisional agreement negotiated with the Council (the trilogue deal) · amendment 2Official label: Accord provisoire - Am 2 · what was voted ↗599 for7 against35 abstentions64 did not voteForAgainstAbst.
Click a group to see each Member’s position.
Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only
Official amendment documents
Connections
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Explore the graphMembers who amended this procedure
31 Members · by amendment count
The amendments, in full text
273 amendmentsEvery amendment as tabled — original text, proposed change and justification, with a link to the official PDF.