Deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency
This dossier concerns deposit protection, the use of deposit guarantee scheme (DGS) funds, cross-border cooperation and transparency. Amendments address completing the banking union and a European deposit insurance scheme, target levels for DGS and resolution financing, coverage of depositors and public authorities, temporary high balances, preventive measures for credit institutions, alternative funding arrangements and avoiding socialising losses onto taxpayers.
Procedure timeline
- Committee amendments tabled6 Nov 2023
- Plenary vote — Adopted24 Apr 2024 · On the Commission proposal (the draft law)
- Procedure completed
Plenary votes
1 roll-call votesIn plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →
- 24 Apr 2024Main voteAdoptedOn the Commission proposal (the draft law)Official label: Proposition de la Commission · what was voted ↗385 for180 against56 abstentions84 did not voteForAgainstAbst.
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Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only
Official amendment documents
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Explore the graphMembers who amended this procedure
28 Members · by amendment countThe amendments, in full text
250 amendmentsEvery amendment as tabled — original text, proposed change and justification, with a link to the official PDF.