Banks and credit

Credit institutions and investment firms: framework for recovery and resolution

Prudential requirements for credit institutions and investment firms. Capital Requirements Regulation (CRR)

Consumer credits

Amendments to the Capital Requirements Regulation

Indices used as benchmarks in financial instruments and financial contracts

European deposit insurance scheme (EDIS)

Prudential supervision of credit institutions: conferring specific tasks on the European Central Bank (ECB)

Single Resolution Mechanism and Single Resolution Fund: uniform rules and procedure for the resolution of credit institutions and certain investment firms

Capital Requirements Regulation: leverage ratio, net stable funding ratio, requirements for own funds and eligible liabilities, counterparty credit risk, market risk, exposures to central counterparties, exposures to collective investment undertakings, large exposures, reporting and disclosure requirements

Credit agreements: residential immovable property

Payment accounts: comparability of fees, account switching and access to accounts with basic features

Structural measures improving the resilience of EU credit institutions

European Banking Authority (EBA): establishment

Digital finance: Digital Operational Resilience Act (DORA)

Securities settlement in the EU and central securities depositories (CSDs)

Bank recovery and resolution: loss-absorbing and recapitalisation capacity of credit institutions and investment firms

Financial supervision: powers of the European Banking Authority, the European Insurance and Occupational Pensions Authority and the European Securities and Markets Authority

Prevention of the use of the financial system for the purposes of money laundering or terrorist financing: transparency of financial transactions and of corporate entities

Access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms. Capital Requirements Directive (CRDIV)

EMIR and ESMA Regulations: procedures and authorities involved for the authorisation of CCPs and requirements for the recognition of third-country CCPs

Stocktaking and challenges of the EU Financial Services Regulation: impact and the way forward towards a more efficient and effective EU framework for financial regulation and a capital markets union

Amendments to the Capital Requirements Directive

Reforming the structure of the EU banking sector

Payment services in the internal market

Payment services in the internal market

Early intervention measures, conditions for resolution and funding of resolution action (BRRD3)

Banking union - Annual report 2016

Banking Union – annual report 2021

Banking union. Annual report 2017

Banking Union - annual report 2020

Capital Requirements Directive: exempted entities, financial holding companies, mixed financial holding companies, remuneration, supervisory measures and powers and capital conservation measures

FinTech: influence of technology on the future of the financial sector

Banking union - 2015 annual report

Lamfalussy follow up - Future structure of supervision

Minimum loss coverage for non performing exposures

Access to basic banking services

Financial services contracts concluded at a distance

Banking Union - annual report 2022

Prudential requirements of investment firms

Banking Union - annual report 2019

Deposit guarantee schemes. Recast

Banking Union – annual report 2024

Credit servicers, credit purchasers and the recovery of collateral

Prudential supervision of investment firms

Early intervention measures, conditions for resolution and funding of resolution action (SRMR3)

Credit servicers and credit purchasers (Non-performing loans Directive)

Improving access to finance for SMEs

Financial markets: banks affiliated to central institutions, certain own funds items, large exposures, supervisory arrangements, and crisis management

Cross-border crisis management in the banking sector

Basel II and revision of the Capital Requirements Directives (CRD 4)

Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation

Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures

Deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency

Common system of financial transaction tax

Banking Union – annual report 2023

Corporate governance in financial institutions

European Banking Authority (EBA): adjustment of procedural modalities

Long-term financing of the European economy

Regulation of trading in financial instruments - "dark pools" etc.

Financial institutions: capital requirements for the trading book and for re-securitisations; supervisory review of remuneration policies