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Credit servicers, credit purchasers and the recovery of collateral

2018/0063(COD)·8th term·ECON·COD - Ordinary legislative procedure (ex-codecision procedure)·In progressAwaiting committee decision
Subjects: Banks and credit · Financial services, financial reporting and auditing · Financial supervision
Summary

The dossier is a proposed Directive on credit servicers, credit purchasers and the recovery of collateral. The amendments focus on the secondary market for non-performing loans and safeguarding consumers' and borrowers' rights, including forbearance measures, protection of mortgage-holders against eviction from primary residences, rules against misleading practices and harassment, transparency through an EBA register, and links to the Banking Union; one amendment rejects the Commission proposal.

278
Amendments
distinct, in window
18
Members
tabled at least one
1
Committee
16 Mar 2019
Dates
Statistical baseline — not a forecast

How groups usually vote on similar files

Based on 117 past main roll-call votes on ECON-responsible procedures, Jul 2019 → 2026-07-25.

If every group voted at its historical rate, with today’s seats: ≈70% of expressed votes in favour.

Seat-weighted baseline over 711 of 711 seats · how often this method is right →

EPPusually FOR95% FOR over 18,571 votes
S&Dusually FOR91% FOR over 14,518 votes
Renewusually FOR94% FOR over 10,224 votes
Greens/EFAusually FOR72% FOR over 7,251 votes
ECRusually FOR50% FOR over 7,189 votes
The Leftusually AGAINST31% FOR over 3,993 votes
Patriotsusually AGAINST24% FOR over 1,875 votes
IDusually AGAINST33% FOR over 5,118 votes
ESNusually AGAINST9% FOR over 579 votes
Non-attachedusually FOR54% FOR over 3,864 votes

Statistical baseline from past roll-call votes; not a forecast. · roll-call votes only

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Official amendment documents

PE637.215 ↗

Connections

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Amending Regulation (EU) 2017/2402 on securitisation and a specific framework for simple, transparent and standardised securitisation
10th term · Banks and credit · Financial services, financial reporting and auditing
252amendments
Amending Regulation (EU) No 575/2013 on prudential requirements for credit institutions as regards requirements for securitisation exposures
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Corporate governance in financial institutions
7th term · Banks and credit · Financial services, financial reporting and auditing
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Full record

Members who amended this procedure

18 Members · by amendment count
1
Ernest URTASUN
Ernest URTASUN
Greens / EFA · 🇪🇸 Spain
95(95 solo)
2
Matt CARTHY
Matt CARTHY
The Left (GUE/NGL) · 🇮🇪 Ireland
51(6 solo)
3
Dimitrios PAPADIMOULIS
Dimitrios PAPADIMOULIS
The Left (GUE/NGL) · 🇬🇷 Greece
46(1 solo)
4
Ramon TREMOSA i BALCELLS
Ramon TREMOSA i BALCELLS
ALDE · 🇪🇸 Spain
31(31 solo)
5
Marco VALLI
Marco VALLI
EFDD · 🇮🇹 Italy
27
6
Laura AGEA
Laura AGEA
EFDD · 🇮🇹 Italy
27
7
Fabio Massimo CASTALDO
Fabio Massimo CASTALDO
Renew Europe · 🇮🇹 Italy
27
8
Bernd LUCKE
Bernd LUCKE
European Conservatives & Reformists · 🇩🇪 Germany
27(27 solo)
9
Marco ZANNI
Marco ZANNI
Identity & Democracy · 🇮🇹 Italy
15(15 solo)
10
Luigi MORGANO
Luigi MORGANO
Socialists & Democrats · 🇮🇹 Italy
10(10 solo)
11
Andrea COZZOLINO
Andrea COZZOLINO
Socialists & Democrats · 🇮🇹 Italy
6(6 solo)
12
Pirkko RUOHONEN-LERNER
Pirkko RUOHONEN-LERNER
European Conservatives & Reformists · 🇫🇮 Finland
4
13
Jana ŽITŇANSKÁ
Jana ŽITŇANSKÁ
European Conservatives & Reformists · 🇸🇰 Slovakia
4
14
Markus FERBER
Markus FERBER
European People's Party (EPP) · 🇩🇪 Germany
4(4 solo)
15
Anne SANDER
Anne SANDER
European People's Party (EPP) · 🇫🇷 France
2(2 solo)
16
Thierry CORNILLET
Thierry CORNILLET
ALDE · 🇫🇷 France
2(2 solo)
17
Barbara KAPPEL
Barbara KAPPEL
ENF · 🇦🇹 Austria
2(2 solo)
18
Sirpa PIETIKÄINEN
Sirpa PIETIKÄINEN
European People's Party (EPP) · 🇫🇮 Finland
1(1 solo)

The amendments, in full text

278 amendments

Every amendment as tabled — original text, proposed change and justification, with a link to the official PDF.

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