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Procedure

Credit servicers and credit purchasers (Non-performing loans Directive)

2018/0063A(COD)·9th term·ECON·COD - Ordinary legislative procedure (ex-codecision procedure)·CompletedProcedure completed
Subjects: Banks and credit · Financial services, financial reporting and auditing · Financial supervision
Rapporteurs (the Member appointed to lead Parliament's work on this text): DE LANGE Esther (EPP), TINAGLI Irene (S&D)
Summary

A legislative dossier on credit servicers and credit purchasers and non-performing loans (NPLs). The amendments link NPLs to over-indebted households and irresponsible lending, raise mortgage collateral and the right to housing, propose a code of conduct for credit servicers and purchasers, a public register maintained by the EBA, macro-prudential standards from the European Systemic Risk Board, and rules for secondary markets safeguarding consumers' rights; one amendment rejects the Commission proposal.

Procedure timeline

  1. Committee amendments tabled
    7 Jan 2020
  2. Plenary vote — Passed
    19 Oct 2021 · On the provisional agreement negotiated with the Council (the trilogue deal) — amendment 2
  3. Procedure completed
265
Amendments
distinct, in window
24
Members
tabled at least one
1
Committee(s)
7 Jan 2020
Dates

Plenary votes

2 roll-call votes

In plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →

  1. 19 Oct 2021Failedoutcome from totals
    On a motion to reject the proposal — amendment 3
    Official label: Rejet - Am 3 · what was voted ↗
    156 for517 against27 abstentions5 did not vote
    For
    Against
    Abst.

    Click a group to see each Member’s position.

  2. 19 Oct 2021Main votePassedoutcome from totals
    On the provisional agreement negotiated with the Council (the trilogue deal) — amendment 2
    Official label: Accord provisoire - Am 2 · what was voted ↗
    477 for138 against85 abstentions5 did not vote
    For
    Against
    Abst.

    Click a group to see each Member’s position.

Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only

Official amendment documents

PE645.006 ↗

Connections

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See these connections as a navigable graph — and walk from there to anything else.

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Full record

Members who amended this procedure

24 Members · by amendment count
1🇪🇸
Ernest URTASUN
Greens / EFA · Spain
109(109 solo)
2🇮🇪
Matt CARTHY
The Left (GUE/NGL) · Ireland
62(19 solo)
3🇬🇷
Dimitrios PAPADIMOULIS
The Left (GUE/NGL) · Greece
47(4 solo)
4🇩🇪
Engin EROGLU
Renew Europe · Germany
20
5🇱🇺
Monica SEMEDO
Renew Europe · Luxembourg
19
6🇪🇸
Luis GARICANO
Renew Europe · Spain
17
7🇮🇪
Frances FITZGERALD
European People's Party (EPP) · Ireland
15(15 solo)
8🇧🇪
Olivier CHASTEL
Renew Europe · Belgium
12
9🇮🇹
Marco ZANNI
Identity & Democracy · Italy
12
10🇮🇹
Francesca DONATO
Non-attached · Italy
12
11🇮🇹
Valentino GRANT
Identity & Democracy · Italy
12
12🇮🇹
Antonio Maria RINALDI
Identity & Democracy · Italy
12
13🇮🇹
Piernicola PEDICINI
Non-attached · Italy
10
14🇮🇹
Fabio Massimo CASTALDO
Renew Europe · Italy
10
15🇫🇷
Stéphanie YON-COURTIN
Renew Europe · France
9(9 solo)
16🇵🇱
Danuta Maria HÜBNER
European People's Party (EPP) · Poland
8(8 solo)
17🇳🇱
Derk Jan EPPINK
European Conservatives & Reformists · Netherlands
4(4 solo)
18🇩🇪
Markus FERBER
European People's Party (EPP) · Germany
3(3 solo)
19🇵🇹
Pedro MARQUES
Socialists & Democrats · Portugal
3(3 solo)
20🇪🇸
Jonás FERNÁNDEZ
Socialists & Democrats · Spain
2(2 solo)
21🇦🇹
Evelyn REGNER
Socialists & Democrats · Austria
2
22🇩🇪
Joachim SCHUSTER
Socialists & Democrats · Germany
2
23🇵🇱
Bogdan RZOŃCA
European Conservatives & Reformists · Poland
1(1 solo)
24🇱🇹
Stasys JAKELIŪNAS
Greens / EFA · Lithuania
1(1 solo)

The amendments, in full text

265 amendments

Every amendment as tabled — original text, proposed change and justification, with a link to the official PDF.

The full amendment texts load as you scroll here.