Pan-European Personal Pension Product (PEPP)

A legislative procedure on the Pan-European Personal Pension Product (PEPP). The amendments stress that public, first-pillar pensions should remain the cornerstone of retirement income and raise concerns about gender pension gaps and unequal access for workers in precarious or non-standard employment. They provide for employer contributions and workplace auto-enrolment, a value-for-money and product-governance assessment, EIOPA supervisory coordination, non-discriminatory tax treatment, pension tracking systems, and due diligence on ESG factors including labour rights.