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Procedure

Payment services and electronic money services in the Internal Market

2023/0209(COD)·9th term·ECON·COD - Ordinary legislative procedure (ex-codecision procedure)·In progressAwaiting Council's 1st reading position
Subjects: Banks and credit · Electronic money and payments, cross-border credit transfers 4.60.08 Safety of products and services, product liability
Rapporteur (the Member appointed to lead Parliament's work on this text): LØKKEGAARD Morten (Renew)
Summary

The dossier concerns payment services and electronic money services in the Internal Market. Amendments revise definitions of payment instrument, technical service provider and digital wallets, the prudential regime and single licence for payment institutions, the safeguarding of users' funds including accounts at central banks, granting of credit, access to cash via retailers, and the role of the EBA and competent authorities.

Procedure timeline

  1. Committee amendments tabled
    4 Dec 2023
  2. Plenary vote — Adopted
    23 Apr 2024 · On the Commission proposal and the amendments to it
  3. In progress — not yet concluded
90
Amendments
distinct, in window
8
Members
tabled at least one
1
Committee
4 Dec 2023
Dates

Plenary votes

1 roll-call votes

In plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →

  1. 23 Apr 2024Main voteAdopted
    On the Commission proposal and the amendments to it
    Official label: Proposition de la Commission et amendement · what was voted ↗
    484 for8 against118 abstentions95 did not vote
    For
    Against
    Abst.

    Click a group to see each Member’s position.

Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only

Statistical baseline — not a forecast

How groups usually vote on similar files

Based on 117 past main roll-call votes on ECON-responsible procedures, Jul 2019 → 2026-07-25.

If every group voted at its historical rate, with today’s seats: ≈70% of expressed votes in favour.

Seat-weighted baseline over 711 of 711 seats · how often this method is right →

EPPusually FOR95% FOR over 18,571 votes
S&Dusually FOR91% FOR over 14,518 votes
Renewusually FOR94% FOR over 10,224 votes
Greens/EFAusually FOR72% FOR over 7,251 votes
ECRusually FOR50% FOR over 7,189 votes
The Leftusually AGAINST31% FOR over 3,993 votes
Patriotsusually AGAINST24% FOR over 1,875 votes
IDusually AGAINST33% FOR over 5,118 votes
ESNusually AGAINST9% FOR over 579 votes
Non-attachedusually FOR54% FOR over 3,864 votes

Statistical baseline from past roll-call votes; not a forecast. · roll-call votes only

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Official amendment documents

PE757.022 ↗

Connections

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Full record

Members who amended this procedure

8 Members · by amendment count
1
Eugen JURZYCA
Eugen JURZYCA
European Conservatives & Reformists · 🇸🇰 Slovakia
25(25 solo)
2
Lídia PEREIRA
Lídia PEREIRA
European People's Party (EPP) · 🇵🇹 Portugal
25(25 solo)
3
Marek BELKA
Marek BELKA
Socialists & Democrats · 🇵🇱 Poland
24
4
Paul TANG
Paul TANG
Socialists & Democrats · 🇳🇱 Netherlands
24
5
René REPASI
René REPASI
Socialists & Democrats · 🇩🇪 Germany
24
6
Gunnar BECK
Gunnar BECK
Identity & Democracy · 🇩🇪 Germany
8(8 solo)
7
Ondřej KOVAŘÍK
Ondřej KOVAŘÍK
Patriots for Europe · 🇨🇿 Czechia
6(6 solo)
8
Claude GRUFFAT
Claude GRUFFAT
Greens / EFA · 🇫🇷 France
2(2 solo)

The amendments, in full text

90 amendments

Every amendment as tabled — original text, proposed change and justification, with a link to the official PDF.

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