Consumer credits
The dossier concerns consumer credits. Amendments would require Member States to prohibit the sale of credit to consumers without their prior request and explicit agreement, with carve-outs for point-of-sale and crowdfunding credit agreements, and they rework the creditworthiness assessment of the consumer, including the information used, verification, documentation duties, and the conditions under which credit may be made available.
Procedure timeline
- Committee amendments tabled28 Feb 2022 – 12 Jul 2022
- Plenary vote — Passed12 Sep 2023 · On the provisional agreement negotiated with the Council (the trilogue deal) · amendment 232
- Procedure completed
Plenary votes
1 roll-call votesIn plenary, Parliament usually votes in steps: first on amendments to the text (sometimes split into parts, so Members can accept one half of a sentence and reject the other), then on the text as a whole. The “main vote” is the one that adopts or rejects the text itself. Each vote below shows exactly which step it was. How voting works →
- 12 Sep 2023Main votePassedoutcome from totalsOn the provisional agreement negotiated with the Council (the trilogue deal) · amendment 232Official label: Accord provisoire - Am 232 · what was voted ↗608 for8 against15 abstentions74 did not voteForAgainstAbst.
Click a group to see each Member’s position.
Vote data: HowTheyVote.eu (ODbL, attribution) / European Parliament · roll-call votes only
Official amendment documents
Connections
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Explore the graphMembers who amended this procedure
59 Members · by amendment count
The amendments, in full text
1,340 amendmentsEvery amendment as tabled — original text, proposed change and justification, with a link to the official PDF.